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Our Loans are an excellent solution for your
borrowing needs--we offer competitive rates
and the convenience of automatic payments through
your payroll. Apply anytime day or night using
our Online application service. You can get
a quick decision on your application and have
the money you need for that unexpected expense,
family vacation, special gift or any other purpose.
Auto
Loan
Auto Loans As Low As 4.99% APR*
- New and Used auto loans are available to purchase
the car of your dreams. We also offer special
purchase pricing through many dealers. Before
you shop for a car, talk with one of our friendly
loan consultants.
Signature
Loan
Unsecured loans provide credit for
members wanting to borrow money for any productive
purpose. This loan has a maximum term up to
48 months. The loan limits are: Minimum of $1,000
and a maximum of $10,000.
APR* as low as 9.9%.
Secured
Loan
Fully secured loans provide credit for members
wanting to borrow money for any productive purpose.
The loan can have a maximum term of 60 months.
Minimum of $500 and a maximum of $65,000. APR*
as low as 5.0%.
Line
of Credit Loan
This is a pre-approved signature
or secured loan with an established loan limit
based on the member's credit worthiness. This
type of loan allows the member to access the
available unused line of credit without re-applying
for each advance. Further details can be obtained
from our member services loan department.
"May
Day" Loan (Short Term Loan)
"May Day"
signature loans provide credit for members needing
to borrow money for short periods. This loan
has a maximum term up to 12 months. The loan
underwriting is slightly relaxed for hardship
purposes. Minimum of $500 and a maximum of $1,000.
Collateral
Loan
Collateral
loans provide credit for members wanting to
borrow money for any productive purpose. These
loans can have a maximum term of 48 months.
The collateral loans are offered in collateral
pledged share increments of 25%, 50%, and 75%.
The shares must be equal to or greater than
the increment percent value to qualify for the
collateral loan interest rate discount. Example,
a member's shares that equal 45% of the loan
value would have interest charged at the 25%
pledged shares rate. Minimum of $1,000 and a
maximum of $20,000. APR as low as 9.9%.
VISA
Loan
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Card
Type
|
Maximum
|
Minimum
|
As
Low As APR*
|
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VISA
Classic
(unsecured)
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$5,000
|
$500
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14.9%
|
|
VISA
Classic Secured
(High Rate)
|
$2,000
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$500
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23.9%
|
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VISA
All
Secured
(Low Rate)
|
$65,000
|
$1,000
|
8.9%
|
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VISA
Gold
(unsecured & secured)
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$10,000
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$2,000
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11.9%
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VISA
Platinum
(unsecured & secured)
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$15,000
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$5,000
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10.9%
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Click
here to access your VISA Account Online
Lost
or Stolen VISA card: 800/325-3678
VISA
Customer Service: 800/322-8472
1) Balance/Payment inquiries
2) Status on cardholder's disputed items
3) Questions on outstanding authorizations
4) Order individual cardholder's statements
All
loan rates are based on the member's credit
score
*Annual
Percentage Rate
View
our Service Fees
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